5 Insurance Options to Pay for Medical Bills After a Kansas City Car Accident
After sustaining injuries in a car accident, you should prioritize your recovery. However, this can be challenging when you are unsure how to pay your medical bills. Our knowledgeable lawyer is here to help you understand your options, which may include the following:
Personal Injury Protection (PIP) Coverage
Kansas is a no-fault state, which means drivers must initially seek financial compensation through their own insurance, regardless of who is at fault. Therefore, if you sustain injuries in a car accident, you may use your PIP coverage to pay your medical bills up to the policy limit. Kansas requires every driver to carry a minimum amount of PIP coverage for these situations.
MedPay
Missouri is an “at-fault” state, meaning the negligent driver is responsible for paying your medical bills. However, you can purchase MedPay car insurance coverage to add to your policy. You can use this coverage to pay for medical bills regardless of who caused the accident.
At-Fault Driver’s Insurance
In cases where your PIP insurance does not cover all your medical bills or the negligent driver is responsible for paying your damages, you can seek compensation through their insurance company. In Missouri, all drivers must carry a minimum vehicle liability insurance coverage in the event of an accident. Our seasoned lawyer can help you build a strong claim, negotiate with adjusters, and fight for the fair compensation you deserve.
Health Insurance
If you have health insurance through a private company or your job, you may use your policy to pay for medical bills not covered by your car insurance or the negligent party’s policy.
Medicare or Medicaid
Similarly, if you have Medicare or Medicaid, you may use your benefits to pay for covered medical treatments. We can help you understand the terms of your benefits and what you can use them for.
Schedule a Free Consultation With the Trustworthy Car Accident Lawyer at Hollis Law Firm in Kansas City
Paying medical bills after a car accident can be daunting, but with the help of a dedicated Kansas City attorney, you can significantly increase your chances of achieving maximum compensation. At Hollis Law Firm, we can help you understand your car insurance policy and the negligent party’s coverage while negotiating with adjusters to achieve a successful outcome.
Our comprehensive legal services begin with a free consultation where we listen to your story and understand your unique needs. With this information, we give you the knowledge you need to make the best decisions for your future. You can trust us to provide the aggressive representation necessary to help you recover the costs of your medical bills. To schedule your free consultation, call us at (800) 701-3672 or fill out our contact form today.
