What Happens When Liability is Disputed in Personal Injury Cases?

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Hollis Law Firm
LEGALLY REVIEWED BY:
Managing Attorney
Last updated on September 23, 2025
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When liability is disputed in personal injury cases, the legal process becomes significantly more complex and time-consuming, often requiring extensive investigation, witness testimony, and thorough documentation to establish who bears responsibility for the accident and resulting injuries. Disputed liability situations arise when multiple parties claim the other is at fault, when the circumstances of the accident are unclear, or when insurance companies challenge the injured party’s version of events to minimize their financial exposure.

At Hollis Law Firm, we have over 15 years of experience handling disputed liability cases throughout Kansas City and the surrounding areas in Kansas and Missouri. Our legal team understands that these challenging cases require aggressive advocacy, thorough preparation, and the resources necessary to build compelling evidence that establishes fault and secures fair compensation for our clients’ injuries and losses.

Common Scenarios Where Liability is Disputed

Multi-vehicle accidents frequently result in disputed liability, particularly when each driver claims another party caused the collision. These complex scenarios often involve conflicting witness accounts, multiple insurance companies protecting their own interests, and accident reconstruction experts offering different interpretations of the physical evidence.

Slip and fall accidents on commercial properties commonly generate liability disputes, with property owners arguing that injured parties were careless, distracted, or responsible for their own injuries. These cases often center on whether dangerous conditions existed, how long they were present, and whether the property owner had reasonable notice of the hazard.

Medical malpractice cases almost always involve disputed liability, as healthcare providers and their insurance companies vigorously defend against claims by arguing that treatment met acceptable standards of care or that other factors caused the patient’s injuries. These disputes require extensive medical expert testimony and detailed analysis of treatment records.

Product liability cases may involve disputes over whether defects existed, whether products were used properly, or whether other factors contributed to the injury. Manufacturers often employ teams of experts to challenge claims and shift blame to users, retailers, or other parties in the distribution chain.

The Investigation and Evidence Gathering Process

When liability is disputed, both sides engage in comprehensive investigations to support their positions and challenge opposing claims. This process typically involves accident reconstruction specialists who analyze physical evidence, vehicle damage patterns, skid marks, and other forensic indicators to determine how accidents occurred and who bears responsibility.

Expert witnesses play crucial roles in disputed liability cases, providing professional opinions on technical aspects that laypeople may not understand. These specialists may include accident reconstruction engineers, medical professionals, safety experts, or industry professionals who can explain complex concepts to judges and juries.

Witness testimony becomes particularly important when liability is disputed, as independent observers can provide crucial information about what actually happened. However, witness accounts may conflict or change over time, requiring careful evaluation and corroboration with other evidence.

Surveillance footage, when available, can provide objective evidence of how accidents occurred and may resolve disputes that would otherwise require lengthy litigation. Security cameras, traffic cameras, and even cell phone videos can offer compelling proof of fault or challenge inaccurate claims about accident circumstances.

The Role of Insurance Companies in Liability Disputes

Insurance companies have financial incentives to dispute liability and minimize their exposure to claims, often employing teams of adjusters, investigators, and lawyers to challenge injured parties’ accounts of accidents. They may conduct their own investigations, interview witnesses, and hire professionals to support their position that their insured parties weren’t at fault.

Comparative negligence laws in many states allow insurance companies to argue that injured parties contributed to their own injuries, even if they don’t completely deny their insured’s fault. This strategy can significantly reduce settlement amounts by assigning partial blame to the injured party.

Insurance companies may delay settlement negotiations when liability is disputed, hoping that injured parties will become frustrated and accept lower offers rather than pursuing full compensation through litigation. This tactic can be particularly effective when victims face mounting medical bills and lost income while their cases remain unresolved.

The presence of multiple insurance policies can complicate liability disputes, as different insurers may have conflicting interests and strategies for handling claims. Primary and excess coverage, umbrella policies, and other insurance layers may create additional complexity in determining which insurers bear responsibility for damages.

How Disputed Liability Affects Settlement Negotiations

When liability is disputed, settlement negotiations often become more protracted and contentious, as parties argue not only about the value of damages but also about fundamental questions of fault and responsibility. Insurance companies may refuse to make meaningful settlement offers until liability questions are resolved through discovery, depositions, or trial preparation.

The strength of evidence supporting each party’s position significantly influences settlement leverage and the likelihood of reaching favorable agreements. Strong evidence of the opposing party’s fault can pressure insurance companies to make reasonable settlement offers, while weak or ambiguous evidence may result in low-ball offers or no settlement discussions at all.

Disputed liability cases often require more extensive preparation and resources to reach successful outcomes, including hiring expert witnesses, conducting depositions, and gathering comprehensive evidence. These additional costs and time investments must be weighed against the potential benefits of pursuing litigation versus accepting early settlement offers.

The Litigation Process for Disputed Liability Cases

When settlement negotiations fail to resolve disputed liability cases, litigation becomes necessary to establish fault and recover compensation. The formal discovery process allows both sides to obtain evidence, take depositions of witnesses and parties, and gather expert opinions to support their positions.

Depositions play particularly important roles in disputed liability cases, as they allow attorneys to question witnesses under oath and preserve their testimony for trial. These proceedings can reveal inconsistencies in stories, uncover new evidence, or strengthen existing positions.

Motion practice may be used to resolve certain liability issues before trial, such as motions for summary judgment that argue the evidence clearly establishes or defeats liability as a matter of law. Successful motions can streamline trials or even resolve cases entirely without jury involvement.

Preparing for Trial in Liability Disputes

Trial preparation in disputed liability cases requires extensive planning, including the development of compelling narratives that explain complex events in understandable terms for jurors. Visual aids, demonstrative evidence, and expert testimony must be coordinated to present coherent and persuasive arguments about fault and damages.

Jury selection becomes particularly important in disputed liability cases, as different jurors may have varying attitudes toward personal responsibility, corporate accountability, and the credibility of different types of witnesses. Experienced trial lawyers understand how to identify favorable jurors and present evidence in ways that resonate with their audiences.

The presentation of evidence at trial must address both liability and damages issues, requiring careful coordination between different types of expert witnesses and fact witnesses to build comprehensive cases for maximum compensation.

Building Strong Cases Despite Disputed Liability

Successfully handling disputed liability cases requires immediate and thorough investigation to preserve evidence before it disappears or becomes unavailable. This includes photographing accident scenes, interviewing witnesses while their memories are fresh, and obtaining relevant documents and records.

Working with qualified experts from the beginning of the case allows for proper evidence collection and analysis that can withstand challenges from opposing experts. Early expert involvement also helps identify weaknesses in the case that can be addressed through additional investigation or alternative legal theories.

Comprehensive documentation of all aspects of the case, including injuries, medical treatment, and the impact on the client’s life, helps establish the full extent of damages that should be recovered once liability is established.

Contact Hollis Law Firm for Experienced Representation

If you’re involved in a personal injury case where liability is being disputed, our experienced legal team has the resources and determination necessary to build strong cases and fight for maximum compensation. We understand the challenges these cases present and have successfully resolved numerous disputed liability matters for clients throughout Kansas and Missouri.

Our commitment to fighting for our clients’ rights has helped us collect over $100 million in settlements and judgments for injury victims. We work on a contingency fee basis, meaning you don’t pay attorney fees unless we successfully recover compensation for your case. Contact Hollis Law Firm today at (800) 701-3672 or reach out to us online to discuss your case and learn how we can help establish liability and secure the compensation you deserve.

Author
JASON CHAMBERS, JD
Hollis Law Firm

As the managing attorney at the Hollis Law Firm, Jason Chambers leads complex product liability and personal injury litigations, advocating for clients injured by defective drugs, medical devices, and personal injury accidents. The firm, based in Kansas City, represents victims throughout the Midwest and beyond, offering free consultations to those affected by harmful prescription drugs, defective medical devices, and personal injuries.

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800-701-3672
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800-701-3672
800-701-3672
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Hollis Law Firm
8101 College Blvd, Suite 260
Overland Park, KS 66210